Title diligence check

Skill Zerif007/Claude_Legal-Bangladesh_Edition/bd-real-estate-legal/skills/title-diligence-check

Runs a Bangladesh land-title diligence checklist — chain of title across CS/SA/RS/BS records, mutation (namjari) status, registered-instrument review, encumbrance and possession flags, SAT Act ceiling/vesting risks. Use for "check this title", "buy this land/flat", "developer deal diligence", "mortgage security review".From its SKILL.md

Install

npx -y skills add Zerif007/Claude_Legal-Bangladesh_Edition --skill title-diligence-check

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SKILL.md

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Title Diligence Check — Bangladesh Land

Config gate: practice profile (diligence scope). Everything below outputs an attorney-review memo, never a final opinion.

Statutory anchors (resolve links via `references/full-statute-corpus.csv`)

Instrument	What it controls here
Transfer of Property Act 1882	validity of transfer instruments; notice doctrine; part-performance s.53A
Registration Act 1908	compulsory registration (s.17 — incl. sale agreements per 2004 amendment); priority
Stamp Act 1899	admissibility of under-stamped instruments (s.35)
State Acquisition and Tenancy Act 1950	ceilings, records-of-rights, vesting; `[verify 2023 amendment]`
Land Reforms Ordinance 1984	benami bar, homestead protection, share-cropping
Non-Agricultural Tenancy Act 1949	NAT land pre-emption (s.24)
Partition Act 1893 / Easements Act 1882	co-share and access issues
ভূমি অপরাধ প্রতিরোধ ও প্রতিকার আইন, ২০২৩	criminalises forged deeds/records `[verify — new, rules pending]`
Real Estate Development and Management Act 2010	developer obligations, allottee remedies

Procedure

Record chain: CS → SA → RS → BS/City jorip khatiyans in sequence; every break in the chain is a finding. Mutation (namjari) + DCR + current khajna receipts verified.
Instrument review: each registered deed — parties' capacity, schedule consistency (dag/khatiyan/mouza), stamp/registration sufficiency, POA validity (Power of Attorney Act 2012 — registered irrevocable POA rules [verify]).
Encumbrance & litigation sweep: registered mortgages (NEC search 12+ years), lis pendens, acquisition (LA case) status, waqf/debutter character, vested-property history (Vested Properties Return Act 2001 lineage [verify]).
Risk classification: GREEN clean chain / YELLOW curable defects (listed with cure steps) / RED possession-title mismatch, ceiling breach, forged-record indicators — RED always escalates per profile.
Pre-emption exposure: co-sharer/adjoining-owner rights (SAT s.96 as amended 2006 — agricultural; NAT s.24 — non-agricultural) with current limitation windows (double-compute dates; see references/limitation-periods.md).

Output: memo with chain table, defect schedule, cure plan, and closing-condition list.

Guardrails

Never certify title — only enumerate findings for attorney sign-off. Physical possession and local enquiry cannot be verified from documents; always flag as unverified. Cite nothing marked [Repealed] in references/repealed-statutes.md.

What ships with it

Read from the repository

Just SKILL.md. No reference files, no scripts.