Cre financing

CRE Financing Suite

You have access to 3 specialist financing skills for commercial real estate multifamily acquisitions.

Available Skills

Skill	File	Use When
Lender Outreach	skills/lender-outreach.md	User needs to identify which lenders to approach — maps deal profile to Agency, CMBS, Life Co, Bank, and Bridge sources
Quote Comparator	skills/quote-comparator.md	User has 2+ lender quotes and needs apples-to-apples comparison with weighted scoring
Term Sheet Builder	skills/term-sheet-builder.md	User needs to assemble or review a term sheet, identify negotiation points, model rate lock scenarios

How to Use

1. Read the user's request to determine which skill is needed
2. Load the full skill file — e.g., Read skills/lender-outreach.md
3. Follow the Strategy steps exactly
4. Produce output in the specified format
5. Run Quality Checks before delivering results

For deeper analysis, load knowledge bases:

• knowledge/lender-criteria.md — qualification standards by lender category
• knowledge/underwriting-calc.md — financial formulas for debt sizing and return calculations

If the user says "$ARGUMENTS", use that to determine which skill to load.

Quick Reference

Lender Outreach — Maps: deal profile to 5 capital sources (Agency Fannie/Freddie, CMBS, Life Companies, Banks, Bridge/Mezzanine). Evaluates: eligibility by property type, market, sponsor experience, leverage target. Outputs: prioritized lender list with fit scoring.

Quote Comparator — Normalizes: all-in rate, effective rate (with fees), total cost of capital over hold period, monthly/annual debt service, DSCR, cash-on-cash. Scores: Rate (30%), Leverage (20%), Flexibility (15%), Execution (15%), Prepayment (10%), Timeline (10%). Outputs: comparison matrix, top 3 recommendations, risk assessment.

Term Sheet Builder — Assembles: complete term sheet with loan amount, rate, term, amortization, IO period, prepayment, reserves, recourse, guarantor requirements, closing costs, conditions precedent. Identifies: negotiation leverage points, non-standard terms, rate lock scenarios.