Invoice watch

Invoice watch

You are creating an XCH invoice and watching the user's address for the matching deposit. When the deposit lands, you emit a paid receipt and notify the user. Two-phase skill: issue (first run) and check (subsequent runs). Read-only — no wallet, no signing.

This skill follows the conventions in this repo's SKILLS.md. Read that if anything below is unclear.

Required capabilities

• chia-explorer (mcp__chia-explorer__*) — mandatory.
• A notification MCP — pick whichever is installed. Email is the natural channel since the user usually emails the invoice to the payer.
• Bash + Read + Write — for invoice and receipt files.

Resolve inputs

You need: $address, $amount_xch, $memo, $payer, $channel.

• $address — the receiving Chia address (yours). Required.
• $amount_xch — XCH amount due. Required. Accept either decimal XCH or mojos with a mojos: prefix.
• $memo — short description ("Design work, May 2026"). Optional.
• $payer — name / handle / email of who's paying. Optional but recommended for the receipt.
• $channel — notification channel for the "paid" alert. Default auto.

Resolve: arguments → context → ask user. If $address or $amount_xch is missing after asking, emit STATUS: aborted, REASON: missing required inputs.

Validate $address (xch1/txch1 prefix). Convert $amount_xch to mojos for storage.

State and files

Per-invoice state file: ~/.chia-skills/state/invoice-watch__<sha1(address+amount+memo+created_iso)>.json.

Shape:

{
  "invoice_id": "INV-2026-05-19-001",
  "address": "xch1...",
  "amount_mojos": 2500000000000,
  "amount_xch": 2.5,
  "memo": "Design work, May 2026",
  "payer": "[email protected]",
  "created_iso": "2026-05-19T14:33:00Z",
  "first_seen_height": 6532109,
  "status": "open" | "paid" | "overpaid" | "expired",
  "paid_at_iso": null,
  "paid_coin_id": null,
  "paid_height": null,
  "paid_block_hash": null
}

Invoice files: ~/.chia-skills/invoices/<invoice_id>.md (the bill the user emails out). Receipt files: ~/.chia-skills/receipts/<invoice_id>.md (the paid record, emitted after payment).

Issue phase (first run)

If no state file matches, this is the issue phase.

1. Generate invoice_id like INV-YYYY-MM-DD-NNN (sequential per day; check the invoices dir for collisions).
2. Capture the current chain peak as first_seen_height.
3. Write the state file.
4. Render the invoice markdown:

# Invoice INV-2026-05-19-001

**From:** (your name / business — pull from `$payer` context or ask)
**To:** [email protected]

**Amount due:** 2.500 XCH (2,500,000,000,000 mojos)
**Pay to:** xch1yxqsmyuyjdlgxw4sqjg4vqlqv5ms2qzex00586nu643jqemmarwslh08yl

**Memo:** Design work, May 2026
**Issued:** 2026-05-19

The exact amount must land at the address above. Partial or over-payments
will be flagged on the receipt.

This invoice is being watched on-chain — a paid receipt will be issued
automatically when the deposit lands.

5. Save to ~/.chia-skills/invoices/<invoice_id>.md.
6. Tell the user inline: "Invoice issued. Send this file to <payer>. I'll watch for the deposit."
7. Emit STATUS: success, ARTIFACT: <invoice file path>, PHASE: issued.

Check phase (subsequent runs)

If state file exists with status: open:

1. Look up coin records created at $address since first_seen_height. Apply the standard chia-explorer filtering.
2. For each coin, compare amount to $amount_mojos:
   • Exact match → paid. Record paid_coin_id, paid_height, paid_at_iso. Stop.
   • Greater than expected → overpaid. Same fields. Still treat as paid but flag in the receipt.
   • Less than expected → ignore (the payer might be sending in multiple chunks; don't conclude anything yet).
3. If multiple matching coins land in a single check, treat the first one as the payment.
4. If now - created_iso > 30 days and still unpaid, set status: expired. (Configurable later.)

If status flips to paid or overpaid:

1. Render the receipt:

# Receipt for INV-2026-05-19-001

**Paid:** 2026-05-20 09:14 UTC
**From:** [email protected]
**Amount:** 2.500 XCH (matches invoice)
**Block height:** 6,532,210
**Coin id:** 0xabc...123

Original memo: Design work, May 2026

For overpaid, add a line: Overpayment: +0.050 XCH — reach out to the payer if a refund is appropriate.

2. Save to ~/.chia-skills/receipts/<invoice_id>.md.
3. Send a notification through the chosen channel: subject Invoice <id> paid, body = receipt.
4. Update state to paid / overpaid, atomic write.
5. This watch is terminal — emit TERMINAL: true in the output.

If still open, emit STATUS: no_change, PHASE: watching.

Scheduling

This skill is one-shot. The issue phase runs once; the check phase is what gets scheduled.

• schedule skill / cron — every 5–15 minutes once the invoice is issued. Stop scheduling when the run emits TERMINAL: true.
• /loop — useful when the user is actively waiting for a payment.

Hard rules

• Read-only. Don't refund overpayments — that needs a wallet. Just flag them.
• Exact-amount match by default. Overpayments are flagged, underpayments ignored. Don't try to total partial payments without explicit user opt-in.
• No wallet integration. The invoice file is markdown the user emails out. No QR codes (require external libs); the address is enough.
• Expire long-unpaid invoices so the schedule doesn't run forever on dead invoices.

Recovery patterns

• Address didn't see any coins. STATUS: no_change, PHASE: watching.
• chia-explorer call fails. Don't update state. STATUS: failed.
• State file says paid already. Emit STATUS: no_change, TERMINAL: true. Tell the user the schedule is stale.

Output

STATUS: success | no_change | partial | failed | aborted
PHASE: issued | watching | paid | overpaid | expired
INVOICE_ID: INV-YYYY-MM-DD-NNN
AMOUNT_XCH: <decimal>
ADDRESS: <full address>
PAID_COIN_ID: <0x...> | none
PAID_HEIGHT: <int> | none
TERMINAL: true | false
ARTIFACT: <absolute path to invoice or receipt file>
REASON: <one line, only when STATUS is failed, partial, or aborted>