Banking global router
Skill panaversity/agentfactory-business-plugins/banking/skills/banking-global-router
Marketplace of domain-specific plugins for AI agents (Cowork, Claude Code, OpenClaw). Build autonomous business workflows for finance, banking, legal operations, and sales using modular agent skills and commands.
npx -y skills add panaversity/agentfactory-business-plugins --skill banking-global-routerAssembled from the repository path, not quoted from the project. Check it against their README if it does not work.
What its author says it does
Copied from the file, not written here
Routes banking regulatory queries to the correct product skill and jurisdiction overlay. Activate for any query involving IFRS 9, ECL, expected credit loss, Stage 1, Stage 2, Stage 3, SICR, PD, LGD, EAD, Basel III, Basel IV, CET1, RWA, capital ratio, LCR, NSFR, HQLA, ICAAP, stress test, AML, KYC, CDD, EDD, SAR, STR, sanctions, OFAC, HMT, PEP, FATF, reconciliation, nostro, suspense, FRTB, market risk RWA. Covers 7 jurisdictions across multiple regulatory regimes (PRA, ECB/EBA, Fed/OCC, APRA, MAS, CBUAE, SBP).
SKILL.md
4.2 KB, as published. Nobody here has run it
PURPOSE
Top-level routing controller. Determines which domain SKILL.md and jurisdiction overlay to load before generating any banking regulatory output. Does NOT contain regulatory rules -- it routes to the files that do.
STEP 1 -- IDENTIFY JURISDICTION
Read query for: country, regulator name, or regulatory standard reference. If no jurisdiction identifiable: ASK before proceeding. NEVER default to any jurisdiction.
STEP 2 -- LOAD DOMAIN FILE
| Query Terms | Load |
|---|---|
| IFRS 9, ECL, PD, LGD, EAD, impairment, provision | ifrs9-ecl |
| Stage 1/2/3, SICR, staging, DPD, covenant breach | ifrs9-staging |
| Macro overlay, PIT PD, scenarios, credit cycle | ifrs9-scenarios |
| IFRS 7 disclosure, ECL note, sensitivity analysis | ifrs9-disclosure |
| CET1, RWA, capital ratio, MDA, output floor, ICAAP | basel-capital |
| SA risk weight, credit RWA, CCF, standardised approach | basel-rwa-credit |
| FRTB, market risk RWA, trading book, SBM, DRC, IMA | basel-rwa-market |
| LCR, HQLA, liquidity coverage, run-off rate | liquidity-lcr |
| NSFR, stable funding, ASF, RSF | liquidity-nsfr |
| Stress test, capital depletion, ACS, DFAST, ICAAP | stress-testing |
| AML alert, typology, money laundering, structuring | aml-typologies |
| SAR, STR, suspicious activity report, NCA, FinCEN | aml-sar-drafting |
| CDD, EDD, KYC, source of wealth, PEP onboarding | aml-cdd-edd |
| Sanctions, OFAC, HMT, SDN, sanctioned entity | sanctions-screening |
| KYC risk rating, customer risk, risk classification | kyc-risk-rating |
| Nostro, suspense, GL recon, provision recon, settlement | bank-reconciliation |
| CECL, ASC 326, US ECL, current expected credit losses | us-cecl (comparison overlay) |
| Islamic banking, AAOIFI, FAS 30, riba, murabaha, ijara | islamic-banking-interaction |
STEP 3 -- LOAD JURISDICTION OVERLAY
When a jurisdiction is identified, load the appropriate overlay:
- UK / PRA / FCA
- EU / ECB / EBA / CRR
- USA / Fed / OCC / FinCEN
- Australia / APRA / AUSTRAC
- Singapore / MAS
- UAE / CBUAE
- Pakistan / SBP
- GCC / SAMA / CBUAE / CBB / CBK / QCB
- CECL / ASC 326 / US ECL comparison
- Islamic banking / AAOIFI / riba / murabaha
STEP 4 -- MANDATORY OUTPUT HEADER
Every banking regulatory output must begin with: GOVERNING STANDARD: [e.g. IFRS 9 / Basel III SA -- UK PRA] DOMAIN: [e.g. IFRS 9 ECL -- Stage Assessment] JURISDICTION: [e.g. United Kingdom -- PRA Rulebook / UK CRR]
UNIVERSAL RULES
- NEVER use incurred-loss thinking for IFRS 9 -- it is forward-looking
- NEVER recognise Stage 3 interest on the gross carrying amount
- NEVER confuse capital (Basel) with liquidity (LCR/NSFR)
- NEVER file a SAR without specifying jurisdiction and receiving FIU
- NEVER apply IFRS 9 to US banks -- they use CECL (ASC 326)
- This agent executes, flags, escalates, documents. The professional judges.