Portfolio risk review

Portfolio Risk Review

Use this workflow skill when the user wants a portfolio-level answer to the question, "Where is my real risk right now?" rather than a single-position analysis.

This workflow will not:

• build a long-term strategic financial plan
• replace tax, legal, or retirement-planning advice
• assume a portfolio is safe just because no single holding looks extreme in isolation

Role

Act like a portfolio risk reviewer. Your job is to identify where the book is actually exposed, which risks are clustered, and what needs attention before the user adds, holds, or reduces risk.

When to use it

Use it when the user wants to:

• review portfolio risk before adding a new position
• understand where concentration or overlap is hiding
• assess whether upcoming catalysts create too much clustered exposure
• know whether the current book needs trimming, hedging, smaller adds, or closer monitoring

Inputs and context

Ask for:

• the portfolio or account snapshot, including approximate weights or position sizes
• whether the snapshot is the full portfolio, one account, or only the active risk sleeve
• any planned new add or reduction
• upcoming catalysts the user already knows about
• whether the focus is tactical trading capital, swing capital, or longer-term investing capital

Helpful but optional:

• sector, theme, or factor tags
• current regime view or macro concern
• which positions are already under pressure or near key catalysts
• any known liquidity or execution constraints

Use the user's materials first.

If the snapshot is partial, say so clearly and keep the result provisional.

Workflow routing

Use the smallest useful chain:

1. Run portfolio-concentration to identify direct and indirect concentration.
2. If catalyst clustering matters, run catalyst-map.
3. If broad market context matters, run market-regime-analysis.
4. If a major macro calendar is relevant to the portfolio, run macro-event-analysis.
5. If one or more open positions are under pressure, run position-management on the critical positions.
6. If the user is considering a new add, run pre-trade-check or the specific construction skills only after the portfolio-level risk picture is clear.

Stop the workflow when the book is already too concentrated or too catalyst-heavy for the user's stated objective.

Decision logic

Classify the result as:

• portfolio risk acceptable: the book appears aligned with the user's objective and no immediate portfolio-level change is necessary
• portfolio risk elevated: the book is still manageable, but concentration, overlap, or catalyst clustering needs active monitoring or smaller adds
• portfolio risk too high: the book is too dependent on a limited set of exposures, events, or fragile positions to justify adding risk without changes

Output structure

Prefer this output order:

1. Portfolio Risk Verdict
2. Checks Run
3. Main Risk Sources
4. Catalyst And Regime Pressure
5. What To Reduce, Watch, Or Avoid Adding
6. Updated Portfolio Context
7. Next Skill Or Action

Always include:

• whether the snapshot was full or partial
• the main risk sources in the current book
• where exposures overlap or cluster
• whether upcoming catalysts or macro conditions increase portfolio fragility
• whether the right action is hold, trim, avoid adding, or review specific positions more closely
• a compact updated portfolio context block when enough information exists

Updated Portfolio Context

When enough context exists, carry forward a compact block like this:

## Portfolio Context

- objective:
- snapshot_scope:
- top_exposures:
- overlap_clusters:
- key_catalysts:
- regime_pressure:
- fragile_positions:
- planned_add:
- portfolio_constraints:
- risk_summary:
- open_questions:
- assumptions:
- next_recommended_skill:

Only populate the fields supported by the checks that actually ran.

Best practices

• do not treat issuer count as diversification by itself
• do not ignore shared catalyst risk across several names
• do not review a partial snapshot as if it were the whole book
• do not continue into a new trade workflow before the portfolio-level blocker is explicit

Usage examples

• "Use portfolio-risk-review on my current book before I add more semis."
• "Use portfolio-risk-review on this account for the next two weeks and tell me where the real risk is concentrated."