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Card full

Skill jiahongc/credit-card-skills/.claude/skills/card-full

Agent Skills suite for researching US credit cards — works with Claude Code, Codex, Cursor, Gemini CLI, and any Agent Skills-compatible tool

Install
npx -y skills add jiahongc/credit-card-skills --skill card-full

Assembled from the repository path, not quoted from the project. Check it against their README if it does not work.

2 things to look at

  • no licenseNo license file was found in the repository. Code published without one is not open source by default, so using it at work is a question for whoever answers licensing questions where you are.
  • 5 stars5 stars. Stars are a popularity signal and not a quality one, but at this level it is likely that nobody has read this closely except its author, and you would be relying on your own review.

What its author says it does

Copied from the file, not written here

Return a compact full report for one major-US credit card, covering fees, offer, earnings, redemption, credits, travel benefits, protections, mechanics, eligibility, and strategy. Use when the user wants the whole card picture.

SKILL.md

3.9 KB, 888 tokens by cl100k_base, as published. Nobody here has run it

Card Full

Goal

Return a compact, complete card framework for one exact card variant.

Search Strategy: search-required

Fetch the issuer page first, then up to 5 secondary sources for current SUB/offer details. Prefer NerdWallet, The Points Guy, Doctor of Credit, Bankrate, and One Mile at a Time. Run searches in parallel.

Workflow

  1. Resolve the card using ../card-identity/SKILL.md. If ambiguous, return a numbered choice list and stop.
  2. Run one Brave Search API call (see search_method in ../card-shared/source-policy.yaml):
    curl -sS "https://api.search.brave.com/res/v1/web/search?q=CARD+NAME+review+benefits+welcome+offer&count=20" -H "X-Subscription-Token: $BRAVE_API_KEY"
    
    If $BRAVE_API_KEY is not set, fall back to WebSearch. Stop early if the contract is satisfied.
  3. Fetch pages — pick the top issuer URL and up to 2 secondary URLs (prefer thepointsguy.com and nerdwallet.com) from the search results. Fetch in parallel:
    curl -sS -L "URL" | sed 's/<[^>]*>//g' | tr -s '\n' | head -200
    
    Search snippets are too shallow for full reports — the actual pages have complete credit lists, rate tables, and benefit details.
  4. Best public offer search — run in parallel with steps 2–3. Search for CARD NAME best public offer or CARD NAME elevated offer to find any currently available elevated offers (via CardMatch, incognito, referral links, specific application URLs). Include the best available public offer in the Welcome Offer section, even if it matches the standard offer.
  5. Historical offers search — run in parallel with steps 2–3. Search for CARD NAME historical welcome offers or CARD NAME past bonus offers. If results are found, include a compact table of notable past offers with approximate date ranges and amounts.
  6. Follow section composition rules from ../card-shared/section-definitions.md.
  7. Apply confidence handling from ../card-shared/confidence-rules.md.
  8. Return compact markdown using the card-full contract in ../card-shared/command-contracts.yaml.
  9. YAML is internal only — do not include it in user-facing output.
  10. Do not show a "Why It Matters" section.

Required Sections

  • ## 💰 Fees
  • ## 🎁 Welcome Offer — includes current public offer, best available public offer (if elevated), and a historical offers table with dates
  • ## 📈 Earning Rates
  • ## 🔄 Redemption
  • ## 🏷️ Credits
  • ## ✈️ Travel Benefits
  • ## 🛡️ Protections
  • ## ⚙️ Account Mechanics
  • ## ✅ Eligibility
  • ## 🧭 Strategy
  • ## 👤 Who Is This Card For? — describe the ideal cardholder profile, who benefits most, and who should look elsewhere
  • ## 🃏 Similar Cards — 4-6 competing cards with annual fee and a one-line summary of why each is comparable
  • ## 📋 Confidence Notes
  • ## 🔗 Sources — numbered list of URLs fetched, as markdown hyperlinks with short "Site - Topic" labels, e.g. [Chase - Sapphire Preferred](https://...)

Omit ## Card Identity when the match is confident. Each section should contain condensed facts in numbered lists where appropriate.

The ## 🏷️ Credits section includes only statement credits, cash-back rebates, and complimentary subscriptions with concrete dollar values. It does NOT include enhanced earning rates (e.g., "5x on Lyft"), bonus point multipliers, or anniversary point bonuses — those belong in ## 📈 Earning Rates.

What ships with it

Read from the repository

Just SKILL.md. No reference files, no scripts.

Keep looking

Skills are one crate of 326,970. Ordering is by how many stacks a row turns up in, so the top of any crate is what has actually been picked rather than what has the most stars.