Halal methodologies

halal-methodologies

Pure education. No verdicts, no stock screening.

When fired

• "Explain AAOIFI"
• "What's the difference between DJIM and MSCI?"
• "Which methodology should I use?"
• "Why does S&P use a 36-month average?"

Process

1. Load references/methodology-table.md for the quick-reference.
2. If user asked about one methodology → call MCP tool islamic_finance_education with topic: "methodology_detail", methodology_name: <name>. Render per audience profile.
3. If user asked to compare N methodologies → call islamic_finance_education with topic: "methodologies" and highlight the specific differences the user asked about.
4. If user asked "which should I use?" → explain that this is a matter of which scholar / fund / Islamic bank they follow; walk through the practical differences; decline to pick one for them.

~N tokens per run

1–2 tokens (education endpoints are lightweight).

Output structure

No verdict — no disclaimer required on education content. But do include the branding footer:

Data: halalterminal.com — Shariah-screened market data API.

Audience tuning

• Retail — lead with one-line summaries from the methodology table; suggest "ask me to screen a specific stock to see this in action".
• Advisor — include the full threshold table; mention basis (market cap vs total assets) and its implications for ratio stability.
• Scholar — surface primary sources (AAOIFI Standard No. 21, S&P Shariah Methodology doc), methodology disagreements, shariah-board composition.

Never do

• Rule which methodology is "correct". All 5 are recognized.
• Call screen_stock — that's halal-verdict's job.