Banking workflow assistant

Skill AndrewNgGirl/SkillLens/skills/skill-scorer/examples/banking-workflow-assistant

Open-source self-hosted web tool for evaluating Agent Skills with rubric scores, Deep Review, and improvement suggestions.

Install

npx -y skills add AndrewNgGirl/SkillLens --skill banking-workflow-assistant

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What its author says it does

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Use when bank operations, relationship managers, or credit middle-office teams need to pre-check onboarding, credit, KYB, due diligence, or post-loan documents, route exceptions, track SLA risk, and preserve audit-ready compliance reasoning.

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SKILL.md

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Banking Workflow Exception Assistant

Description

面向银行运营、信贷中台和客户经理的流程助手，用于识别业务材料缺口、异常处理路径、审批 SLA 和合规风险。

When to use

客户经理提交授信、开户、尽调或贷后检查材料前，需要预检查材料完整性。
运营团队需要根据异常类型生成分流建议和补件清单。
管理者需要追踪流程 SLA、卡点原因和人工复核比例。

Inputs

workflow_type: 开户、授信、贷后、反洗钱尽调、票据或对公变更。
customer_profile: 客户类型、行业、风险等级、受益所有人信息。
documents: 营业执照、财报、流水、合同、担保材料、KYC 表单。
policy_rules: 内控制度、监管要求、审批矩阵、例外处理规则。

Workflow

识别当前业务流程和适用政策，区分标准件、例外件和高风险件。
检查材料完整性、字段一致性、签章有效性、授权链和时效。
输出异常分流：自动通过、补件、人工复核、合规升级、拒绝。
给出 SLA 风险和下一步处理人，记录可审计原因。
对客户敏感信息进行最小化展示，并提示权限边界。

Compliance boundaries

不绕过银行内部审批，不替代合规、风控或授信审批人员判断。
涉及反洗钱、制裁名单、受益所有人异常时必须升级人工复核。
不输出客户隐私给无权限角色，日志中避免保留完整证件号和账户号。

Output

{
  "workflow_decision": {
    "route": "manual_review",
    "sla_risk": "medium",
    "owner": "credit_operations"
  },
  "missing_items": [
    {
      "item": "latest audited financial statement",
      "reason": "credit line exceeds internal threshold",
      "deadline": "T+2"
    }
  ],
  "audit_log": {
    "policy_refs": ["KYB-2025-03", "CreditOps-Exception-12"],
    "privacy_mode": "masked"
  }
}

Example prompt

“检查这家对公客户的授信材料，判断能否进入审批，并列出需要补件或合规升级的原因。”